One Stop Credit is your financial enabler — we match you to the lender most likely to approve you, protect your CIBIL score, and explain every step in plain language.
Soft CIBIL check — score unchanged
Best approval odds at 10.49% p.a.
No shotgun apps. No score damage.
We sit on your side of the table — helping you navigate India's lending landscape with clarity and confidence.
We pre-screen before any application. One lender, one hard inquiry — not five rejections and a damaged score.
50+ partners. We know who approves salaried vs self-employed, low CIBIL vs excellent — and route you accordingly.
No jargon. A real advisor who explains rates, fees, and terms before you sign — like a knowledgeable friend.
From personal loans to home loans — compare rates, check eligibility, and apply through one trusted platform.
Up to ₹50L · From 10.5% p.a.
Check eligibility →Lowest rates · Balance transfer
Check eligibility →SME & startup funding
Check eligibility →New & used vehicles
Check eligibility →Loan against property
Check eligibility →India & abroad
Check eligibility →Compare & apply
Check eligibility →Soft check · No impact
Check score →Most people apply to 5–6 lenders and hope for the best. We think there's a smarter way.
Loan type, amount, income — takes 2 minutes. No documents yet.
We screen your profile against 50+ lenders and recommend the one with the highest approval odds — before any application is filed.
One application to one lender. Track progress and receive funds in 24–48 hours.
Partner lenders include
I applied to three banks myself and got rejected each time. OSC matched me to Bajaj on the first try — ₹8L at 11.2% without touching my CIBIL.Rahul MehtaNoida · Personal Loan
Home loan at 8.35% in 12 days. The advisor explained everything in Hindi. Saved ₹42,000 compared to my bank's offer.Priya SharmaGurgaon · Home Loan
Checked my score for free, saw I qualified, and had ₹5L in my account within 36 hours. This is how lending should work.Vikram SinghDelhi · Personal Loan
Free eligibility check. No CIBIL impact. No obligation.
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